Terms and Conditions

1. Acceptance of Terms

By accessing and using PayTrack ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

PayTrack is a web-based platform that helps freelancers and small businesses track payments, manage projects, and maintain financial records. The Service includes but is not limited to:

• Payment tracking and management
• Project organization and monitoring
• Client relationship management
• Financial reporting and analytics
• Invoice generation and management
• Integration with payment processors

3. User Accounts

To use PayTrack, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

4. Acceptable Use

You agree not to use PayTrack for any unlawful purpose or any purpose prohibited under this clause. You may not use the Service:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the company, a company employee, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service

5. Data and Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Service. By using our Service, you agree to the collection and use of information in accordance with our Privacy Policy.

6. Payment Terms

PayTrack offers both free and paid subscription plans. For paid services:

• Fees are charged in advance on a monthly or annual basis
• All fees are non-refundable except as required by law
• We may change our fees at any time with 30 days' notice
• You may cancel your subscription at any time
• Payment processing is handled by third-party providers (e.g., Stripe)

7. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of PayTrack and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

8. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

9. Disclaimers

The information on this Service is provided on an "as is" basis. To the fullest extent permitted by law, this Company excludes all representations, warranties, conditions and terms relating to our Service and the use of this Service.

10. Limitation of Liability

In no event shall PayTrack, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

11. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which PayTrack operates, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: